The following terms and conditions (“Terms and Conditions”) contain assumptions of risk and/or liability by the Mobile Fintech subscribers (hereinafter referred to as “Customers/You”) and limit and exclude liabilities, obligations and legal responsibilities which Mobile Fintech Proprietary Limited, Registration Number 2020/713539/07 (“Mobile Fintech”) will have towards you and other persons. The Terms and Conditions also limit and exclude the rights and remedies of Mobile Fintech and place various risks, liabilities, obligations and legal responsibilities on you. These Terms and Conditions may result in you being responsible for paying additional costs and amounts and Mobile Fintech may also have claims and other rights against you.
B. To the extent that the Terms and Conditions or any goods or services provided under the Terms and Conditions are governed by the Consumer Protection Act, 2008 (the "Consumer Protection Act"), no provision of the Terms and Conditions is intended to contravene the applicable provisions of the Consumer Protection Act, and therefore all provisions of the Terms and Conditions must be treated as being qualified, to the extent necessary, to ensure that the applicable provisions of the Consumer Protection Act are complied with.
C. Please read these Terms and Conditions carefully. Participation in this Offer will constitute your agreement to comply with these Terms and Conditions. If you do not agree with the Terms and Conditions, please do not participate in this Offer.
D. Please note that the Terms and Conditions are subject to your Subscriber Contract Terms and Conditions, where appliable.
SECTION 49 CONSUMER PROTECTION ACT NO 68 of 2008 NOTICE: THE FOLLOWING TERMS ARE IMPORTANT TO NOTE: 6, and 7
1.1 Made4MoMo is a promotional initiative that involves segmented MTN MoMo Customer transactions. MTN MoMo Customers are required to accept and complete these transactions within a specified time frame. Upon successful completion and acceptance, the MTN MoMo Customers becomes eligible to receive one of the designated Incentives.
1.2 The Offer is open to MTN MoMo registered customers who qualify to participate and do in fact participate in the Offer.
1.3 Participants in the Offer will receive either of the following offers and prizes (“Incentives”):
1.3.1 MTN Data Bundles;
1.3.2 MTN Voice Bundles;
1.3.3 MTN Social Pass Bundles;
1.3.4 % of Cashback(R50Max); and
1.3.5 Grocery coupons.
2.1 The Offer starts on 23 September 2026 and will remain available until such time as Mobile Fintech in its sole and absolute discretion elects to discontinue the Offer (the “Offer Period”).
2.2 Notwithstanding the Offer Period, Mobile Fintech may, in its sole and absolute discretion, amend the duration of the Offer Period to a shorter or longer period, or withdraw the Offer in its entirety, with notice to you. Visit https://www.mtnmomo.co.za regularly for notices, updates and/or changes to the Offer.
3.1 The Offer is available to the following Mobile Fintech customers who are segmented in terms of clause 4 below.
4.1 Made4MoMo comprises of segmented MoMo Customer transactions that needs to be accepted and performed within a specified time frame. Once accepted the Customer will receive the specified prize.
4.2 MTN MoMo registered customers will be segmented based on their MoMo platform spend and behaviour. This means that Mobile Fintech will group MTN MoMo registered customers based on their MoMo activities. By way of demonstration, MTN MoMo Customers who have not performed a cash-in transaction over a defined period will be presented with a cash-in Incentive offer (“Incentive Offer”) on MoMo App or USSD. This Incentive Offer will for example “Cash-In with R50 or more within 30 days and receive a free 1GB social pass bundle valid for 3 days.”
4.3 MTN MoMo registered Customers can access the Offer by dialling *151*1# or via MTN MoMo App.
5.1 Mobile Fintech reserves the right, at any time, to change, vary, amend or replace these Terms and Conditions and any rules relating to the Offer, its promotions, its products and services and to modify its promotions, its products and services at its discretion, with notice to you.
5.2 See https://www.mtnmomo.co.za for the Offer rules and updated Terms and Conditions from time to time. Any changes to rules and/or Terms and Conditions are effective, and the notice to you shall be deemed sufficient, from the date that they are published on the abovementioned website or elsewhere in any media.
5.3 Mobile Fintech reserves the right at any time to modify, suspend or discontinue the Offer, with notice, without liability to you or any third party. Mobile Fintech will under no circumstance be liable to you for any error, delay, failure or non-availability of the Offer, and you indemnify Mobile Fintech against any damage or loss you may sustain as a result of use of the use, delay, failure or non-availability of the Offer. Visit https://www.mtnmomo.co.za regularly for notice, updates and/or changes to Offer.
5.4 Mobile Fintech reserves the right from time to time to vary the charges of this Offer as may be deemed necessary in its discretion.
6.1 Subject to the provisions of the Consumer Protection Act, to the extent allowed by any other applicable law and also subject to clauses 6.2 and 6.3 below, Mobile Fintech will not be liable to you or to any other person for any loss or damage suffered (whether it is direct or indirect):-
6.1.1 If the Offer is interrupted, suspended, or cancelled, for whatever reason; or
6.1.2 if Mobile Fintech does not suspend the provision of an Offer to you after you have specifically requested Mobile Fintech to do so; or
6.1.3 if the loss or damage was caused by any negligent act or failure to act by Mobile Fintech, its employees, service providers or agents; or
6.1.4 as a result of the use of any device supplied to you by Mobile Fintech relating to the Offer.
6.2 Clause 6.1 does not limit or exclude any warranties or obligations which are implied into this Offer by the Consumer Protection Act (to the extent applicable) or which Mobile Fintech gives under the Consumer Protection Act (to the extent applicable), to the extent that the law does not allow them to be limited or excluded.
6.3 In any event, to the extent permissible by law, the liability of Mobile Fintech and its employees, service providers, agents or sub-contractors in connection with provision of the Offer shall be strictly limited to direct damages.
7.1 Mobile Fintech is not responsible for the Offer being interrupted and/or failing for any reason.
7.2 You will be able to access the Offer when you are in the Republic of South Africa in an area covered the MTN MoMo service.
7.3 You will be solely responsible for all products and services contained in the Offer from delivery of the Offer to you. Accordingly, Mobile Fintech takes no responsibility for any loss or damage of any of the contents of this Offer including the SIM card, where applicable, or any Mobile Fintech Internet bundle credits associated with the SIM card. In the event of theft or loss of your device and/or SIM card, such items must be replaced at your own cost, you are obliged to report such loss or theft to the South African Police Services immediately, and to request Mobile Fintech to suspend such SIM Card.