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MTN MoMo

Transfer money, settle bills and pay for purchases - all from your cellphone.

The future of banking is here


MTN Mobile Money (MoMo) is simple and safe to use, with no monthly fees to worry about.

It's available on any South African cellphone number. What's more, you don't even need a bank account.


Set yourself free

Download the MoMo app and register for free - fees apply to certain transactions only

Store money safely

Secure your hard-earned cash with end-to-end encryption

Transfer cash instantly

Transfer money to other MoMo wallets or send cash vouchers to any South African cellphone number

Simplify your shopping

Scan QR codes to pay for products and services through MoMo partners

Pay your bills

Keep your DStv, prepaid electricity, and other accounts up to date without hassle

Buy airtime and bundles

Buy airtime and data, voice, and SMS bundles at no extra cost and get exclusive deals - even if you're not with MTN

Take control of your money, join the MoMo revolution.
#Wegotu with MTN MoMo powered by Ubank.

No monthly fees, no endless queues at the bank, and no carrying cash.


Monthly
Cost

R0

in fees

Cash-in at
MTN Stores

R0

in fees

Mobile
Recharges

R0

in fees

Bill, merchants +
shop payments

R0

in fees

Other transaction fees

momo-agent

Cash-out via MoMo agent

  • Transaction amount

    Fee

  • R5 - R10

    R1

  • R10 - R20

    R2

  • R20 - R40

    R4

  • R40 - R70

    R8

  • R70 - R100

    R6

  • R100 - R250

    R10

  • R250 - R500

    R15

  • R500 - R750

    R20

  • R750 - R1 000

    R25

  • R1 000 - R1 500

    R30

  • R1 500 - R2 500

    R35

  • R2 500 - R5 000

    R40

  • R5 000 - R25 000

    R50

momo-customer

Sending money to a MoMo customer

  • Transaction amount

    Fee

  • R5 - R10

    R0.50

  • R10 - R20

    R1

  • R20 - R40

    R1.80

  • R40 - R70

    R3

  • R70 - R100

    R4

  • R100 - R250

    R5

  • R250 - R500

    R7

  • R500 - R750

    R8

  • R750 - R1 000

    R10

  • R1 000 - R1 500

    R12

  • R1 500 - R2 500

    R14

  • R2 500 - R5 000

    R15

  • R5 000 - R25 000

    R16

momo-voucher

Sending a money voucher

  • Transaction amount

    Fee

  • R5 - R10

    R2

  • R10 - R20

    R3

  • R20 - R40

    R6

  • R40 - R70

    R9

  • R70 - R100

    R12

  • R100 - R250

    R18

  • R250 - R500

    R25

  • R500 - R750

    R30

  • R750 - R1 000

    R40

  • R1 000 - R1 500

    R45

  • R1 500 - R2 500

    R55

  • R2 500 - R5 000

    R60

  • R5 000 - R25 000

    R70

momo-bank

Cash-in via bank card


The first transaction under R500 per month is free. All other transactions thereafter will be charged at R0.25 plus 2% of the transaction value.

momo-eft

Cash-in via EFT


The first transaction under R500 per month is free. All other transactions thereafter will be charged at 1% of the transaction value.

momo-master-card

Cash-out to bank account


A standard fee of R3 applies to each transaction.

Download the new MTN MoMo app
or register on *120*151# today!

FAQ's

  • What is MTN MoMo? Hide

    MTN's groundbreaking Mobile Money (MoMo) service lets you store, send, and receive money using your phone. You don't need a bank account or fancy smartphone to use it - it works on the most basic of feature phones too!
  • How do I access my MoMo account? Show

    You can access and manage your account on the MoMo app or by dialling *120*151#, around the clock, 365 days a year.
  • What services does MoMo offer? Show

    MTN MoMo has an ever-growing range of features to make your life easier:
    • Send and receive money to and from other MoMo customers
    • Cash-in and cash-out at any MoMo agent
    • Cash-out from ATM's
    • Buy MTN airtime and bundles
    • Pay for products and services from the many participating merchants and providers
    • Buy prepaid electricity
    • Pay your DStv account
  • Can I send a money voucher? Show

    Yes - you can send a money voucher to anyone with a cellphone number. They can then cash-out at a MoMo agent or MTN store.
  • Can I use MoMo without airtime? Show

    Yes - you don't need to waste any of your precious airtime to use MoMo.
  • How do I cash-in to my MoMo wallet? Show

    There are 3 ways to cash-in to your MoMo wallet:
    • Cash-in from a bank card or account through the MoMo app or by dialling *120*151#
    • Visit any MTN store
    • Find a MoMo agent
  • How do I cash-out of my MoMo wallet? Show

    You can cash-out of your wallet by visiting your nearest MTN store or MoMo agent or into any South African bank account.
  • How do I become a MoMo agent or merchant? Show

    Join our MoMo merchant network and/or agent network to accept MoMo payments and earn commission on airtime sales.

    Call MoMo customer care on 083 135 or email momo@mtn.com to sign up.

  • Do I need to be an MTN customer to use MoMo? Show

    Not at all - you can use MoMo on any network if you're using the app. You'll need to be an MTN customer if you choose to dial *120*151# to manage your MoMo account

Any financial services provided in respect of MoMo are provided by MTN on behalf of Ubank Limited, a licenced financial services provider FSP No.14740. Ts&Cs apply.

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